You Use Google, Apple & Amazon. Here's How You Can Invest in Them Too.

You probably use Google every day, watch Netflix, shop on Amazon, or own an iPhone.

What if I say you can own a part of them from here in India?

As an Indian investor, you can buy shares of US companies using money from your regular Indian bank account. And you don't need lakhs of rupees to start. You can just start at Rs 1000.

Sounds unbelievable, right?

Let's understand how it works, why you might consider it, and what it actually costs.

Why invest outside India?

Imagine having ₹1 lakh invested entirely in Indian stocks. Your portfolio depends heavily on the Indian market.

Now imagine investing a portion in US companies like Apple, Microsoft, Google, or NVIDIA.

That's called diversification i.e not putting all your eggs in one basket.

Investing in US markets can give you:

• Global exposure: Ownership in some of the world's largest companies.
• Currency diversification: Exposure to the US dollar alongside the rupee.
• Different opportunities: Access to industries and businesses beyond Indian markets.

But remember, US stocks can fall too, and currency movements can work against you.

Can you really start with ₹1000?

Yes! US market offers fractional investing, allowing you to buy a small portion of an expensive stock.

For example, even if one share costs $200, you could invest just $5 instead of purchasing the whole share. Here in India you have to purchase the whole stock.

You can start with a small amount, although charges may make very small investments less economical.

How to start investing?

INDmoney makes the process fairly simple:

1. Open an INDmoney account and complete KYC.
2. Activate US Stocks investing.
3. Add money from your Indian bank account.
4. Explore US stocks or ETFs and make your first investment.

An ETF is a fund that holds multiple investments, helping you diversify without choosing every company yourself.

What are the charges?

Here's INDmoney's published Global Access pricing as of October 2026:

For example, ₹10,000 invested at 0.25% brokerage means approximately ₹25 in brokerage before GST, plus currency-conversion and other applicable charges.

Different account routes may have different pricing. Check IND money latest charges.

Is it legal? What about taxes?

Yes. The RBI allows eligible Indian residents to invest overseas under the Liberalised Remittance Scheme (LRS), subject to its rules and limits.

A few tax points to remember:

• US stock profits are taxable in India. The applicable rate depends on the holding period and other tax rules.
• US dividends may face withholding tax, with eligible foreign tax credits.
• Overseas remittances may attract TCS above applicable thresholds.
• You may need to disclose foreign assets in your income-tax return.

Should everyone invest in US stocks?

Not necessarily.

US stocks offer diversification, but they also involve market risk, currency fluctuations, additional costs, and tax-reporting responsibilities.

Understand the risks, build a sensible portfolio, and invest only what fits your financial goals.

Want to get started?

If you're interested in exploring US stocks, you can open an account through my IND money referral link.

Start your US investment journey

Disclosure: This is a referral link, and I may receive a benefit if you sign up or complete qualifying actions.

Remember: Your money may be earned in India, but your investment opportunities don't have to stop there.

This article is for education only and is not personalised investment advice. Returns shown are illustrations, not forecasts. Rules and rates change, so check the latest information and consider a SEBI-registered adviser for decisions about your own money.